Leasing a new Car - Page 2 - Mazda Forum
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post #11 of 18 (permalink) Old 04-20-2004, 01:05 AM
 
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leasing only makes sense if you enjoy anal raping, and if you are content with making payments for the rest of your life
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post #12 of 18 (permalink) Old 04-20-2004, 08:47 AM
 
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In these days of 0% financing, I really dont see how a lease can be a good idea, unless you need the write off, and even then its debateable. The dealer if full of it, leases are negotiable, but you really need to look at your needs and figure out which one fits you best. Wait for the rebates and/or financing deals, and compare the cost. Now if you dont qualify for the good finacing and your gonna lease tolower your payments and get more car than you could otherwise afford, I dont know what to tell you.
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post #13 of 18 (permalink) Old 04-20-2004, 12:49 PM
 
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if you like making payments, then stick with the lease.
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post #14 of 18 (permalink) Old 04-20-2004, 10:40 PM
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Quote:
Originally posted by gruss@Apr 20 2004, 06:47 AM
In these days of 0% financing...
...and low regular interest rates, lest we forget how kind the Fed has been lately.


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post #15 of 18 (permalink) Old 04-21-2004, 12:00 AM
 
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EDIT: Worthless comment has been removed.

Keep it up, Roof, and I'll put the post-block on...
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post #16 of 18 (permalink) Old 04-21-2004, 06:41 PM
 
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i dunno bout current leases, some leases charge something like $.10-$.25 per mile over the amount allowed on a lease... I drive way too much to lease a car...

I dunno if it still applies...i didn't read the linked stuff...but if you plan to drive a lot be very careful...
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post #17 of 18 (permalink) Old 04-21-2004, 07:07 PM
 
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Quote:
Originally posted by malice4you@Apr 21 2004, 06:41 PM
i dunno bout current leases, some leases charge something like $.10-$.25 per mile over the amount allowed on a lease... I drive way too much to lease a car...

I dunno if it still applies...i didn't read the linked stuff...but if you plan to drive a lot be very careful...
there are mileage allowances but you can adjust those when you sign the lease if you know you are going to drive a lot.
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post #18 of 18 (permalink) Old 04-21-2004, 07:43 PM
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TO PEOPLE WHO DON'T KNOW LEASE MATH

there are two terms to consider, they are Money Factor and Residual. I'm not going to go through the 10 page explanation of leasing, but even though you can still get 0% financing on a purchase, a 1% lease rate (which is fair) will still be cheaper......The benefit is if you are always making payments (you buy a car every couple years) leasing will save you money.

YOU CAN DECIDE THE MILEAGE ALLOWANCE....too, whether it 5K, 10K, 15k,18K 185967K (those are all per year too, which is of course cumulative). Your payment goes up the more mileage you want, but it is much cheaper than paying at the end.

Basically, a $400.00 lease payment is like a $550.00 finance payment (that is about a lease payment/finance payment of a 30K car).

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